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December isn’t just the end of the year—it’s one of the most financially important moments to pause, reset, and plan ahead. Between holiday spending, insurance renewals, tax decisions, and monthly bills, the choices you make now can directly affect how manageable your student loan payments feel in the coming year.  A year-end student loan checkup helps ensure your repayment strategy matches your real life, not just what looked good on paper months ago.  Take a Look at the Fu

As the holidays approach, many borrowers are feeling the strain of balancing celebration with financial obligation. For millions, student loan payments are part of that burden, whether they’re delinquent, on the SAVE plan, or in default. The key takeaway this season? You’re not alone, and even small, informed steps now can make a big difference before the new year begins. For Borrowers Who Are Delinquent If you’ve missed a few payments and are feeling overwhelmed, the holiday

For millions of borrowers, today’s student-loan landscape feels like a maze with moving walls. Rules, income-driven plans, forgiveness pathways, and default remedies all exist—but stitching them into a usable, personalized plan is hard. Servicers are built to administer accounts, not to model strategy; StudentAid.gov is rich with information, but thin on end-to-end execution for complex, mixed-loan situations. The result is that borrowers often face less-than-optimal choic

Even highly educated borrowers, like a Harvard graduate and Notre Dame professor I once worked with, have told me that navigating student...

Consolidation is the process of combining one or more federal student loans into a single new Direct Consolidation Loan through the U.S....

For decades, borrowers have heard that student loans are almost impossible to discharge in bankruptcy. While it’s never been easy,...

As we reach the halfway point of the year, it's the perfect time to pause, reflect, and take stock of where you stand in your student...

Graduating from college is a moment to celebrate—but it also marks the beginning of a new financial reality for many students: student...

If you work in public service or have in the past, it’s important to know about Public Service Loan Forgiveness (PSLF) — a federal...

As tax season approaches, many student loan borrowers may not realize how their tax filing choices can impact their repayment options....

Did you know there are dozens of different types of federal student loans? Understanding what type of loan you have is crucial for making...

As we welcome a new year, it’s the perfect time to reflect on financial priorities and set meaningful goals. For student loan borrowers,...

As we step into a new year, it’s a great time to set financial goals that align with your dreams. Whether you’re saving for a home,...

The holiday season is a time of celebration, but it can also add financial pressure, especially for those managing student loan payments....

As federal student loan repayments resume, millions of borrowers are facing the very real risk of delinquency. Falling behind on payments...

Review the available student loan repayment options and actions you can take today