As of October 1, 2025, the U.S. federal government is in a partial shutdown after Congress failed to pass new funding legislation. While many essential operations will continue, several functions within the Department of Education (ED) and Federal Student Aid are being furloughed, raising concerns about potential disruptions for student loan borrowers. Key Impacts to Watch Loan payments remain due. Borrowers must continue making payments during the shutdown. Servicing and s

As of July, reports show that more than 13 million borrowers are in forbearance or deferment. This follows a troubling trend we...

Recent legislative changes have created a major opportunity for Parent PLUS loan borrowers — one that could lead to significantly lower...

On July 3, 2025, Congress passed the “One Big Beautiful Bill”, a sweeping piece of legislation that included significant updates to...

As we hit the midpoint of 2025, several important developments are shaping the student loan landscape—and borrowers need to stay alert....

As of May 5, 2025, the U.S. Department of Education has officially resumed full-scale collections on defaulted federal student loans....

There’s been a lot of buzz recently about Public Service Loan Forgiveness. A new executive order signed on March 7 by the Trump...

As student loan borrowers continue navigating the complexities of repayment, we know the uncertainty surrounding Income-Driven Repayment...

March 5, 2025 – We want to keep you informed about critical changes affecting income-driven repayment (IDR) plans and loan consolidation...

February 26, 2025 – We want to provide you with critical updates regarding recent developments affecting federal student loan repayment...

Lately, there’s been a lot of buzz about defunding the U.S. Department of Education (ED), and if you have student loans, you might be...

In recent months, there have been significant developments in student loan policies that may impact your repayment strategy. Here's a...

The Biden Administration recently introduced a proposal for a third round of student debt relief aimed at borrowers facing financial...

In 2023, the Department of Education initiated a negotiated rulemaking process aimed at providing relief for student loan borrowers. This...

On September 30th, two relief programs, the 12-Month On-Ramp and the Fresh Start initiative, will end, potentially impacting borrowers .

August 9, 2024 – A recent Federal court decision that affects your student loan repayment options, specifically the Saving on a Valuable...

June 25, 2024 – SDS Ready to Assist Borrowers Amid Changes to Student Loan Repayment Plans In light of recent federal court decisions...