For many borrowers, managing student loans means juggling confusing repayment plans, forgiveness rules, and eligibility requirements. While Federal Student Aid (FSA) and loan servicers provide essential access and support, they don’t always make it easy to see the full picture. Student Debt Solutions (SDS) was built to change that—offering a smarter, more strategic way to understand and manage your student debt. Q: I already have access to my loans through Federal Student Aid

When you hear the word forgiveness, it can sound like a magic button that wipes away your loans. Unfortunately, some companies prey on...

At Student Debt Solutions, we have been working with bankruptcy attorneys for a number of years, which gives us valuable insight into the...

This month’s question is one we hear all the time —and for good reason: What makes a borrower eligible for forgiveness? Do I qualify? The...

Great question—and you're already ahead by thinking about this now. After graduation, you have six months before payments begin. Here...

For most borrowers pursuing PSLF, yes — you should strongly consider switching out of SAVE. Here’s why: What’s Changed with SAVE and...

Yes, if you have defaulted on your federal student loans, the government can intercept your tax refund through the Treasury Offset...

The current total of outstanding student loan debt is nearly 1.8 trillion dollars. Approximately 92% of that debt is Federal while less...

The timing of income recertification for Income-Driven Repayment (IDR) plans depends on your specific plan and recent developments in...

If you’ve been working toward federal student loan forgiveness, you may be wondering how to confirm that your loans have officially been...

Absolutely! You have the flexibility to change your repayment plan as often as you like, even monthly if needed. While frequent changes...

If you’re struggling to afford your student loan payments, you're not alone. Since the pandemic, the average student loan payment has...

If your federal student loans are not in repayment, after the on-ramp ends on September 30th, a few things could happen, depending on...