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One Year of Monthly Insights: Helping Borrowers Stay Informed and Empowered
It’s hard to believe, but it’s been a full year since we started sending our first newsletter, SDS Advisor. Every month, our goal has...
Sep 16


Unlocking Hope: How Student Loan Discharge Transforms Clients and Strengthens Your Practice
For decades, bankruptcy attorneys have assumed student loans were the “untouchable” debt. We would tell clients, “Sorry, bankruptcy...
Sep 15


New IBR Rules Reduce Payments for Parent PLUS Borrowers — But Only If You Act
Under the new rules , Income Based Repayment (IBR) can dramatically reduce payments for Parent PLUS borrowers who consolidate. The...
Aug 19


From Debt to Discharge: How SDS Supports Bankruptcy Attorneys in Guiding Borrowers Toward Student Loan Relief
Though student loan discharges in bankruptcy have historically been rare, a shift is underway. The Department of Justice and Department...
Jul 14


What if the Plan You’re in is Quietly Costing You Thousands?
At SDS, we regularly analyze user data to improve our tools, better understand borrower needs, and help future users know what to expect....
Jun 16


You Are Not Alone, But You Are Unique
Over 40 million Americans are carrying student loan debt, and it’s easy to feel like you're facing this challenge alone. Yet, countless...
Apr 15


The Hidden Tax Trap: Planning for Income-Driven Repayment Forgiveness
For years, borrowers have enrolled in Income-Driven Repayment (IDR) plans with the promise of loan forgiveness after 20 or 25 years. But...
Mar 18


Unlocking the Future of Student Loan Default: Key Takeaways from James Kvaal’s Memo
As federal student loan borrowers navigate the post-pandemic repayment landscape, a recent memo from James Kvaal, former Under Secretary...
Feb 18


Maximize Your SDS Experience: Expert Guidance and Action Plans Now Available
SDS is committed to continuous improvement, always seeking new ways to help more users unlock the full benefits of our platform. To...
Jan 21


Donald Trump is Elected: What His Presidency Means for Your Student Loans
With President Donald Trump back in office, student loan borrowers are looking at how his administration might shape repayment policies....
Nov 12, 2024


Understanding the Impact of the Payment Pause on Borrower Repayment Practices
The Government Accounting Organization (GAO) recently released a study* on borrower repayment practices after the payment pause as a...
Oct 14, 2024


What's up with the SAVE program?
The status of the SAVE repayment plan and what it means for you.
Sep 13, 2024
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