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Q: What happens if I don’t change my repayment plan within the 90-day window? A: If you do not select a new repayment plan within your 90-day window, the Department of Education will step in and automatically place you into a repayment plan. While this ensures you remain in repayment status, it’s important to understand that this placement is administrative, not strategic. The assigned plan will be based on your loan type and general eligibility, but it may not reflect y

Student Debt Solutions (SDS) had a strong presence at the NACBA Annual Convention in Boston, April 9–12, where one theme came through clearly: the need for student loan support within bankruptcy practices is rapidly growing. Attorneys across the country are seeing more clients burdened by student debt, yet many firms still lack a structured way to address these cases effectively. At the conference, SDS drew significant interest by presenting a clear, practical workflow for ha

For many borrowers, choosing a student loan repayment plan was something they did once—and then rarely revisited. But with the federal student loan system evolving over the past several years, a “set it and forget it” approach may no longer work. One of the clearest examples is the current situation surrounding the Saving on a Valuable Education (SAVE) repayment plan, which has been at the center of ongoing legal challenges. The uncertainty around the viability of SAVE repaym