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What’s the fastest way to stop wage garnishment? For federal loans, wage garnishment is tied to default status and can resume as collections restart in 2026. In general, borrowers stop (or avoid) garnishment by getting loans back into good standing. You have the right to appeal based on meeting eligible criteria, correcting the default through a formal path like Rehabilitation, or arranging a payment plan like an income driven plan or reasonable and affordable payments. Can

As we approach the end of December, major student-loan policy changes are coming into focus and one of the most significant involves Income-Based Repayment (IBR) . At the same time, the Department of Education has formally announced the end of the SAVE repayment plan, as part of a settlement being pursued with the State of Missouri. As a result, millions of borrowers who relied on SAVE will now be required to transition into a new repayment plan. Against that backdrop, the

December isn’t just the end of the year—it’s one of the most financially important moments to pause, reset, and plan ahead. Between holiday spending, insurance renewals, tax decisions, and monthly bills, the choices you make now can directly affect how manageable your student loan payments feel in the coming year. A year-end student loan checkup helps ensure your repayment strategy matches your real life, not just what looked good on paper months ago. Take a Look at the Fu