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For millions of borrowers, today’s student-loan landscape feels like a maze with moving walls. Rules, income-driven plans, forgiveness pathways, and default remedies all exist—but stitching them into a usable, personalized plan is hard. Servicers are built to administer accounts, not to model strategy; StudentAid.gov is rich with information, but thin on end-to-end execution for complex, mixed-loan situations. The result is that borrowers often face less-than-optimal choic

For many borrowers, managing student loans means juggling confusing repayment plans, forgiveness rules, and eligibility requirements. While Federal Student Aid (FSA) and loan servicers provide essential access and support, they don’t always make it easy to see the full picture. Student Debt Solutions (SDS) was built to change that—offering a smarter, more strategic way to understand and manage your student debt. Q: I already have access to my loans through Federal Student Aid

When you hear the word forgiveness, it can sound like a magic button that wipes away your loans. Unfortunately, some companies prey on...

For decades, borrowers have heard that student loans are almost impossible to discharge in bankruptcy. While it’s never been easy,...

At Student Debt Solutions, we have been working with bankruptcy attorneys for a number of years, which gives us valuable insight into the...

As we hit the midpoint of 2025, several important developments are shaping the student loan landscape—and borrowers need to stay alert....

As we reach the halfway point of the year, it's the perfect time to pause, reflect, and take stock of where you stand in your student...

As of May 5, 2025, the U.S. Department of Education has officially resumed full-scale collections on defaulted federal student loans....

There’s been a lot of buzz recently about Public Service Loan Forgiveness. A new executive order signed on March 7 by the Trump...

If you work in public service or have in the past, it’s important to know about Public Service Loan Forgiveness (PSLF) — a federal...

For most borrowers pursuing PSLF, yes — you should strongly consider switching out of SAVE. Here’s why: What’s Changed with SAVE and...

For years, borrowers have enrolled in Income-Driven Repayment (IDR) plans with the promise of loan forgiveness after 20 or 25 years. But...

Tax season can be a stressful time, especially for student loan borrowers looking to optimize their financial situation. While student...

February 26, 2025 – We want to provide you with critical updates regarding recent developments affecting federal student loan repayment...

In recent months, there have been significant developments in student loan policies that may impact your repayment strategy. Here's a...

After years of struggling with overwhelming student debt and navigating complex loan processes, Charlene Rose from Tampa, Florida,...

If you’ve been working toward federal student loan forgiveness, you may be wondering how to confirm that your loans have officially been...

With President Donald Trump back in office, student loan borrowers are looking at how his administration might shape repayment policies....

The Biden Administration recently introduced a proposal for a third round of student debt relief aimed at borrowers facing financial...

In 2023, the Department of Education initiated a negotiated rulemaking process aimed at providing relief for student loan borrowers. This...