When borrowers visit Studentaid.gov, they can see their balances and explore repayment options. But what they don’t get is clarity. The federal simulator is limited to static “what-if” numbers that assume every borrower’s situation fits neatly into one model. The reality is—it doesn’t. That’s why Student Debt Solutions (SDS) built a calculator system designed to do far more than show balances. Our calculators are interactive, dynamic, and guided by a real decision framework t

When it comes to student loans, most borrowers are left in the dark—stuck between confusing information on Studentaid.gov and limited guidance from their servicer. That’s where Student Debt Solutions (SDS) changes the game. Our platform bridges the gap by combining powerful calculators, personalized analysis, and real human support that go far beyond what the federal portal or a call center can offer. Across the country, borrowers are telling us the same thing: “I thought Stu

Recent legislative changes have created a major opportunity for Parent PLUS loan borrowers — one that could lead to significantly lower...

Consolidation is the process of combining one or more federal student loans into a single new Direct Consolidation Loan through the U.S....

Under the new rules , Income Based Repayment (IBR) can dramatically reduce payments for Parent PLUS borrowers who consolidate. The...