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Student loan borrowers are being asked to make important decisions. SAVE borrowers must select new repayment plans. Payments are being recalculated, and millions of people are trying to understand how the new rules affect them. But there is a growing problem: Borrowers are no longer sure they can trust what they see. In recent weeks, some borrowers pursuing Public Service Loan Forgiveness discovered that qualifying payments had disappeared from their StudentAid.gov accounts.

Two borrowers can have the same income, the same family size and the same amount of student loan debt. They may still have very different repayment options, and very different financial outcomes. That is one of the most important and confusing results of the student loan changes that took effect on July 1, 2026. In the past, borrowers often started with one question: Which plan gives me the lowest monthly payment? Today, they must ask another question first: Which plans am I

Maybe you started Student Debt Solutions, reviewed your options and then stopped. Maybe you planned to return later. Maybe none of the choices felt completely right. Or maybe you worried that selecting the wrong plan could make your situation worse. If that sounds familiar, you are not alone. Borrowers are being asked to make important decisions during one of the largest changes to the student loan system in years. Yet many do not feel confident that they have enough clear an

Log into Student Debt Solutions to review your loan status, model repayment options, and see recommended next steps.

Log into Student Debt Solutions to review your loan status, model repayment options, and see recommended next steps.

Log into Student Debt Solutions to review your loan status, model repayment options, and see recommended next steps.