Stay Connected

The Department of Education recently launched a new Defaulted Loans Support Center to make it easier for borrowers with defaulted federal student loans to take action. On the surface, that sounds like a big change. In reality, it does not change the most important part of getting out of default: choosing the right strategy and knowing how to carry it through. And right now, that matters more than ever. The latest federal student loan data shows that more than 9 million borrow

The New Income-Driven Repayment Plan Form Is Here. If You’re Filing for RAP, There’s More to Consider After months of waiting, borrowers can finally move forward with the new Repayment Assistance Plan (RAP). For many SDS borrowers, this is good news. Some of you have been waiting specifically for this option. Others have been sitting in SAVE, waiting to understand what your next payment might look like. And for some borrowers, RAP may offer one of the most affordable monthly

The federal student loan landscape continues to change, leaving many borrowers uncertain about their repayment options and what steps they should take next. Changes to repayment programs, servicing practices, regulations, and implementation timelines have made an already complicated system even more difficult to navigate. During periods of uncertainty, consumers often turn to organizations and professionals for help. That assistance can be valuable, but it also comes with an

Two years ago, we launched the SDS Advisor monthly newsletter to give student loan borrowers something they could count on: clear, practical information to help make sense of an increasingly complicated student loan landscape. Today, we’re celebrating that milestone, and most importantly, we want to thank you for being here. Over the past year, student loan borrowers have faced major changes to repayment plans, forgiveness programs, and federal student loan rules. Through it

Student Debt Solutions (SDS) had a strong presence at the NACBA Annual Convention in Boston, April 9–12, where one theme came through clearly: the need for student loan support within bankruptcy practices is rapidly growing. Attorneys across the country are seeing more clients burdened by student debt, yet many firms still lack a structured way to address these cases effectively. At the conference, SDS drew significant interest by presenting a clear, practical workflow for ha