You Are Not Alone, But You Are Unique

Over 40 million Americans are carrying student loan debt, and it’s easy to feel like you're facing this challenge alone. Yet, countless borrowers that we talk to who use Student Debt Solutions (SDS) are surprised to learn that they're not the only ones struggling.

Here’s where things are similar:

• 15.5 million borrowers are delinquent and seeing their credit scores drop

• 20% of all borrowers are in some form of postponement

• Over 8% are in default, making their journey to financial recovery much more difficult

• $70,000 is the average debt among borrowers, with others facing hundreds of thousands

If you're facing these challenges, remember—you are not alone. However, the right solution for you is as unique as your situation. With various loan types, multiple repayment plans, numerous schools that did not live up to their commitments and factors like occupation, disability, income and family – there’s no one-size-fits-all answer. But here's the good news—SDS is here to help you cut through the complexity. SDS considers all of these factors and many more to create a personalized plan to reduce your debt burden and help you reach your financial goals.

Through an analysis of historical data, we’ve learned that SDS users are receive recommendations and then select select a wide range of repayment plans. The chart below shows the percentage of users that select each plan type.

Our analysis shows that while SAVE was popular, it was not always the best outcome to find student debt resolution. An even distribution of other solutions was also applied to help student loan borrowers. In addition, a little more than half of borrowers selected consolidating their loans in order to get the best solution.

The options can feel overwhelming, but here’s the key takeaway: While every borrower’s needs are different, SDS is equipped to recommend a solution tailored to you. So, while your journey may be similar to others, your path to success is entirely unique—and SDS is here to guide you every step of the way.

Explore our platform to review your options and get expert guidance on managing your student loans.