One thing that sets SDS apart is that borrowers can explore all their repayment options completely free—no upfront cost to see what they...

As of May 5, 2025, the U.S. Department of Education has officially resumed full-scale collections on defaulted federal student loans....

If you work in public service or have in the past, it’s important to know about Public Service Loan Forgiveness (PSLF) — a federal...

What Is an SDS Action Plan? The Student Debt Solutions (SDS) Action Plan is a personalized strategy created based on the borrower’s...

If you’re unsure about your current plan or want to explore how different scenarios might impact your repayment options and program...

As federal student loan repayments resume, millions of borrowers are facing the very real risk of delinquency. Falling behind on payments...

If you’re struggling to afford your student loan payments, you're not alone. Since the pandemic, the average student loan payment has...

Within the SDS online tool, after entering your income and goals, uploading your student file, and answering a brief set of questions, we...