If you’re unsure about your current plan or want to explore how different scenarios might impact your repayment options and program eligibility, Student Debt Solutions provides helpful tools for scenario building. You can easily go back and adjust your information at any point in the program—whether you want to switch your goal from "Balanced" to "Lowest Payment," update your income or tax filing status, or upload a new loan file. This flexibility allows you to see the options and payments you may qualify for if your circumstances have changed.
If you've already selected your solutions but not yet arrived at the Action Center, you can use the "Go Back" and "Previous" buttons at the bottom of each screen to navigate back.
If you've made it to the Action Center, you can click "Revise my Plan" on the right side to update your income or filing status and explore alternative scenarios. Keep in mind that when you make these adjustments, you may need to answer the questionnaire again, as new information can trigger additional questions to better determine your eligibility for various programs.
Selecting a plan does NOT lock you into that plan. You can always make changes to go back and select another plan if your life situation changes (job, family size, income) or if new plans become available from the Department of Education. Log in to see your options.
