At Student Debt Solutions (SDS), we know that navigating student loan repayment can feel overwhelming—especially if you have both federal and private loans. While federal borrowers have access to multiple repayment and forgiveness options, private loan solutions can be harder to find. That’s why we’ve introduced a new Private Loan Options feature—designed to help you take charge of your repayment journey.
With this update, you’ll now see your federal and private loans displayed separately in your SDS recommendations. This makes it easier to understand exactly what you owe and explore the best options for each loan type.
If you have private loans, you’ll notice a new “Private Options” button. Clicking this will bring up a set of tailored resources to help you explore:
Refinancing – Lower your interest rate or consolidate your loans.
Loan Modification – Work with your lender to adjust your terms.
Debt Settlement – Negotiate a lower payoff amount.
Bankruptcy Considerations – Understand if this option could work for you.
These resources are available for you to explore—without any obligation. SDS is here to give you the information and tools you need to make the best decisions for your financial future.
No matter what type of loans you have, you don’t have to figure it out alone. With SDS, you have access to clear solutions designed to help you move forward with confidence. Explore your options today.