As of May 5, 2025, the U.S. Department of Education has officially resumed full-scale collections on defaulted federal student loans....

Graduating from college is a moment to celebrate—but it also marks the beginning of a new financial reality for many students: student...

Once you’ve reviewed your repayment options and chosen a strategy that fits your financial goals, the next step is putting that plan into...

Graduation means more than just tossing a cap in the air—it’s the beginning of your repayment journey. And the key to navigating that...

Great question—and you're already ahead by thinking about this now. After graduation, you have six months before payments begin. Here...

There’s been a lot of buzz recently about Public Service Loan Forgiveness. A new executive order signed on March 7 by the Trump...

If you work in public service or have in the past, it’s important to know about Public Service Loan Forgiveness (PSLF) — a federal...

Over 40 million Americans are carrying student loan debt, and it’s easy to feel like you're facing this challenge alone. Yet, countless...

What Is an SDS Action Plan? The Student Debt Solutions (SDS) Action Plan is a personalized strategy created based on the borrower’s...

For most borrowers pursuing PSLF, yes — you should strongly consider switching out of SAVE. Here’s why: What’s Changed with SAVE and...

As student loan borrowers continue navigating the complexities of repayment, we know the uncertainty surrounding Income-Driven Repayment...

As tax season approaches, many student loan borrowers may not realize how their tax filing choices can impact their repayment options....

For years, borrowers have enrolled in Income-Driven Repayment (IDR) plans with the promise of loan forgiveness after 20 or 25 years. But...

Tax season can be a stressful time, especially for student loan borrowers looking to optimize their financial situation. While student...

March 5, 2025 – We want to keep you informed about critical changes affecting income-driven repayment (IDR) plans and loan consolidation...

February 26, 2025 – We want to provide you with critical updates regarding recent developments affecting federal student loan repayment...

Lately, there’s been a lot of buzz about defunding the U.S. Department of Education (ED), and if you have student loans, you might be...

As federal student loan borrowers navigate the post-pandemic repayment landscape, a recent memo from James Kvaal, former Under Secretary...

Did you know there are dozens of different types of federal student loans? Understanding what type of loan you have is crucial for making...

At Student Debt Solutions (SDS), we know that navigating student loan repayment can feel overwhelming—especially if you have both federal...