On July 3, 2025, Congress passed the “One Big Beautiful Bill”, a sweeping piece of legislation that included significant updates to...

For decades, borrowers have heard that student loans are almost impossible to discharge in bankruptcy. While it’s never been easy,...

The economy has been tough on families across the country—and it shows. Personal bankruptcies are up 13–14% over the past year, and...

As we hit the midpoint of 2025, several important developments are shaping the student loan landscape—and borrowers need to stay alert....

One thing that sets SDS apart is that borrowers can explore all their repayment options completely free—no upfront cost to see what they...

As we reach the halfway point of the year, it's the perfect time to pause, reflect, and take stock of where you stand in your student...

At SDS, we regularly analyze user data to improve our tools, better understand borrower needs, and help future users know what to expect....

This month’s question is one we hear all the time —and for good reason: What makes a borrower eligible for forgiveness? Do I qualify? The...

As of May 5, 2025, the U.S. Department of Education has officially resumed full-scale collections on defaulted federal student loans....

Graduating from college is a moment to celebrate—but it also marks the beginning of a new financial reality for many students: student...

Once you’ve reviewed your repayment options and chosen a strategy that fits your financial goals, the next step is putting that plan into...

Graduation means more than just tossing a cap in the air—it’s the beginning of your repayment journey. And the key to navigating that...

Great question—and you're already ahead by thinking about this now. After graduation, you have six months before payments begin. Here...

There’s been a lot of buzz recently about Public Service Loan Forgiveness. A new executive order signed on March 7 by the Trump...

If you work in public service or have in the past, it’s important to know about Public Service Loan Forgiveness (PSLF) — a federal...

Over 40 million Americans are carrying student loan debt, and it’s easy to feel like you're facing this challenge alone. Yet, countless...

What Is an SDS Action Plan? The Student Debt Solutions (SDS) Action Plan is a personalized strategy created based on the borrower’s...

For most borrowers pursuing PSLF, yes — you should strongly consider switching out of SAVE. Here’s why: What’s Changed with SAVE and...

As student loan borrowers continue navigating the complexities of repayment, we know the uncertainty surrounding Income-Driven Repayment...

As tax season approaches, many student loan borrowers may not realize how their tax filing choices can impact their repayment options....