Beginning May 5, 2025, the Department of Education is officially resuming full-scale collections on defaulted federal student loans. With...

There’s been a lot of buzz recently about Public Service Loan Forgiveness. A new executive order signed on March 7 by the Trump...

If you work in public service or have in the past, it’s important to know about Public Service Loan Forgiveness (PSLF) — a federal...

Over 40 million Americans are carrying student loan debt, and it’s easy to feel like you're facing this challenge alone. Yet, countless...

What Is an SDS Action Plan? The Student Debt Solutions (SDS) Action Plan is a personalized strategy created based on the borrower’s...

As student loan borrowers continue navigating the complexities of repayment, we know the uncertainty surrounding Income-Driven Repayment...

As tax season approaches, many student loan borrowers may not realize how their tax filing choices can impact their repayment options....

For years, borrowers have enrolled in Income-Driven Repayment (IDR) plans with the promise of loan forgiveness after 20 or 25 years. But...

Tax season can be a stressful time, especially for student loan borrowers looking to optimize their financial situation. While student...

March 5, 2025 – We want to keep you informed about critical changes affecting income-driven repayment (IDR) plans and loan consolidation...

February 26, 2025 – We want to provide you with critical updates regarding recent developments affecting federal student loan repayment...

Lately, there’s been a lot of buzz about defunding the U.S. Department of Education (ED), and if you have student loans, you might be...

As federal student loan borrowers navigate the post-pandemic repayment landscape, a recent memo from James Kvaal, former Under Secretary...

Did you know there are dozens of different types of federal student loans? Understanding what type of loan you have is crucial for making...

The current total of outstanding student loan debt is nearly 1.8 trillion dollars. Approximately 92% of that debt is Federal while less...

In recent months, there have been significant developments in student loan policies that may impact your repayment strategy. Here's a...

SDS is committed to continuous improvement, always seeking new ways to help more users unlock the full benefits of our platform. To...

As we welcome a new year, it’s the perfect time to reflect on financial priorities and set meaningful goals. For student loan borrowers,...

One of the most powerful resources SDS offers is the Calculator Tool, designed to empower borrowers with a comprehensive understanding of...

The timing of income recertification for Income-Driven Repayment (IDR) plans depends on your specific plan and recent developments in...