On July 3, 2025, Congress passed the “One Big Beautiful Bill”, a sweeping piece of legislation that included significant updates to...

For decades, borrowers have heard that student loans are almost impossible to discharge in bankruptcy. While it’s never been easy,...

Though student loan discharges in bankruptcy have historically been rare, a shift is underway. The Department of Justice and Department...

The economy has been tough on families across the country—and it shows. Personal bankruptcies are up 13–14% over the past year, and...

One thing that sets SDS apart is that borrowers can explore all their repayment options completely free—no upfront cost to see what they...

As we reach the halfway point of the year, it's the perfect time to pause, reflect, and take stock of where you stand in your student...

This month’s question is one we hear all the time —and for good reason: What makes a borrower eligible for forgiveness? Do I qualify? The...

As of May 5, 2025, the U.S. Department of Education has officially resumed full-scale collections on defaulted federal student loans....

Graduating from college is a moment to celebrate—but it also marks the beginning of a new financial reality for many students: student...

Once you’ve reviewed your repayment options and chosen a strategy that fits your financial goals, the next step is putting that plan into...

Graduation means more than just tossing a cap in the air—it’s the beginning of your repayment journey. And the key to navigating that...

There’s been a lot of buzz recently about Public Service Loan Forgiveness. A new executive order signed on March 7 by the Trump...

If you work in public service or have in the past, it’s important to know about Public Service Loan Forgiveness (PSLF) — a federal...

Over 40 million Americans are carrying student loan debt, and it’s easy to feel like you're facing this challenge alone. Yet, countless...

What Is an SDS Action Plan? The Student Debt Solutions (SDS) Action Plan is a personalized strategy created based on the borrower’s...

As student loan borrowers continue navigating the complexities of repayment, we know the uncertainty surrounding Income-Driven Repayment...

As tax season approaches, many student loan borrowers may not realize how their tax filing choices can impact their repayment options....

For years, borrowers have enrolled in Income-Driven Repayment (IDR) plans with the promise of loan forgiveness after 20 or 25 years. But...

Tax season can be a stressful time, especially for student loan borrowers looking to optimize their financial situation. While student...

March 5, 2025 – We want to keep you informed about critical changes affecting income-driven repayment (IDR) plans and loan consolidation...