DIY or Expert Help? Choose the Right Level of Support

At Student Debt Solutions (SDS), every borrower begins with one powerful thing: access to a transparent analysis. Whether you choose to move forward independently through Standard Assistance (DIY) or engage with our Expert Assistance team, you’ll always start with clear, data-driven insights into your repayment options because making an informed decision should never come with a paywall.

The DIY approach is perfect for borrowers who want to explore repayment options on their own. You can review detailed monthly payment estimates, understand forgiveness timelines, and identify eligibility for income-driven repayment plans, all through our guided platform. It’s a hands-on approach — simple, straightforward, and empowering. 

But not every borrower’s path is simple. 

Some have multiple loan types, periods of default, or complex goals like Public Service Loan Forgiveness, mortgage readiness, or pursuing a Borrower Defense claim. In these cases, the best first step isn’t to guess — it’s to connect with an expert. 

Why Choose Expert Assistance 

Our Expert Assistance option pairs you with a certified student loan specialist who can help interpret your analysis, develop a tailored strategy, and handle the details that technology alone can’t solve. They can: 

• Identify the best sequence of actions (forbearance, consolidation, or plan changes). 

• Explain how your choices impact long-term forgiveness and credit outcomes. 

• Help you navigate servicer communication or documentation barriers. 

• Ensure your plan aligns with your broader financial goals — not just your next due date. 

Where Standard Mode helps you see what’s possible, Expert Assistance helps you achieve what’s best. 

The Bottom Line 

Transparency starts your journey. Expertise finishes it strong. If your situation is unique, if you’ve been told “there’s nothing you can do,” or if you simply want the confidence that every option has been explored, then it’s time to move from Do It Yourself to Expert Assistance. Because when it comes to your student loans — you deserve complete clarity and a plan that works for you. Check out SDS today.