When you hear the word forgiveness, it can sound like a magic button that wipes away your loans. Unfortunately, some companies prey on...

The National Student Loan Data System (NSLDS) is a comprehensive database maintained by the U.S. Department of Education containing...

As we hit the midpoint of 2025, several important developments are shaping the student loan landscape—and borrowers need to stay alert....

As we reach the halfway point of the year, it's the perfect time to pause, reflect, and take stock of where you stand in your student...

At SDS, we regularly analyze user data to improve our tools, better understand borrower needs, and help future users know what to expect....

This month’s question is one we hear all the time —and for good reason: What makes a borrower eligible for forgiveness? Do I qualify? The...

Graduation means more than just tossing a cap in the air—it’s the beginning of your repayment journey. And the key to navigating that...

As student loan borrowers continue navigating the complexities of repayment, we know the uncertainty surrounding Income-Driven Repayment...

As tax season approaches, many student loan borrowers may not realize how their tax filing choices can impact their repayment options....

For years, borrowers have enrolled in Income-Driven Repayment (IDR) plans with the promise of loan forgiveness after 20 or 25 years. But...

Tax season can be a stressful time, especially for student loan borrowers looking to optimize their financial situation. While student...

March 5, 2025 – We want to keep you informed about critical changes affecting income-driven repayment (IDR) plans and loan consolidation...

In recent months, there have been significant developments in student loan policies that may impact your repayment strategy. Here's a...

The timing of income recertification for Income-Driven Repayment (IDR) plans depends on your specific plan and recent developments in...

With President Donald Trump back in office, student loan borrowers are looking at how his administration might shape repayment policies....

The holiday season is a time of celebration, but it can also add financial pressure, especially for those managing student loan payments....

In 2023, the Department of Education initiated a negotiated rulemaking process aimed at providing relief for student loan borrowers. This...

As federal student loan repayments resume, millions of borrowers are facing the very real risk of delinquency. Falling behind on payments...

The Government Accounting Organization (GAO) recently released a study* on borrower repayment practices after the payment pause as a...

Within the SDS online tool, after entering your income and goals, uploading your student file, and answering a brief set of questions, we...