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Forbearance by the Millions
As of July, reports show that more than 13 million borrowers are in forbearance or deferment. This follows a troubling trend we...
Sep 17


What if the Plan You’re in is Quietly Costing You Thousands?
At SDS, we regularly analyze user data to improve our tools, better understand borrower needs, and help future users know what to expect....
Jun 16


You Are Not Alone, But You Are Unique
Over 40 million Americans are carrying student loan debt, and it’s easy to feel like you're facing this challenge alone. Yet, countless...
Apr 15


I'm pursuing PSLF and on the SAVE plan — with recent legal changes, should I switch?
For most borrowers pursuing PSLF, yes — you should strongly consider switching out of SAVE. Here’s why: What’s Changed with SAVE and...
Apr 14


Keeping Calm Through Change: Student Loan Updates You Can Rely On
As student loan borrowers continue navigating the complexities of repayment, we know the uncertainty surrounding Income-Driven Repayment...
Mar 19


Student Loans & Taxes: Key Strategies to Keep More Money in Your Pocket
As tax season approaches, many student loan borrowers may not realize how their tax filing choices can impact their repayment options....
Mar 19


Important: IDR Processing Paused – What Borrowers Need to Know
March 5, 2025 – We want to keep you informed about critical changes affecting income-driven repayment (IDR) plans and loan consolidation...
Mar 5


Important: SAVE Plan Injunction & Impact on Loan Forgiveness
February 26, 2025 – We want to provide you with critical updates regarding recent developments affecting federal student loan repayment...
Feb 26


State of Student Loan Policy: What’s Going On and What Borrowers Should Know
In recent months, there have been significant developments in student loan policies that may impact your repayment strategy. Here's a...
Jan 22


Navigating Student Loan Repayment in 2025
As we welcome a new year, it’s the perfect time to reflect on financial priorities and set meaningful goals. For student loan borrowers,...
Jan 21


The Calculator Tool – Your Guide to Long-Term Loan Management
One of the most powerful resources SDS offers is the Calculator Tool, designed to empower borrowers with a comprehensive understanding of...
Jan 20


When will I need to recertify my income for my student loan repayment plan?
The timing of income recertification for Income-Driven Repayment (IDR) plans depends on your specific plan and recent developments in...
Jan 20


What's up with the SAVE program?
The status of the SAVE repayment plan and what it means for you.
Sep 13, 2024


Understanding Your Student Loan Repayment Options
Review the available student loan repayment options and actions you can take today
Sep 12, 2024


Important: SAVE Plan Repayments in Forbearance
August 9, 2024 – A recent Federal court decision that affects your student loan repayment options, specifically the Saving on a Valuable...
Aug 9, 2024


Important: Changes to the SAVE Plan and What It Means for You
June 25, 2024 – SDS Ready to Assist Borrowers Amid Changes to Student Loan Repayment Plans In light of recent federal court decisions...
Jun 25, 2024
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