At Student Debt Solutions (SDS), we are committed to helping you support your clients with clear, actionable repayment guidance. While most student loan debt is federal, over 20% of SDS users also carry private student loans. Unlike federal loans, private loan options are often harder to navigate, leaving many borrowers unaware of their potential solutions.
To better serve these borrowers, SDS introduced a major update on February 1st, enhancing how private and federal loans are displayed and managed within the platform. Now, when reviewing recommendations, federal and private loans are displayed separately, making it easier for you and your clients to see their complete loan profile.
For clients with private loans, SDS now provides a “Private Options” button, offering tailored resources that include:
Refinancing – Potentially lower interest rates and better terms.
Loan Modification – Adjust payment structures with lenders.
Debt Settlement – Negotiation options for reducing outstanding balances.
Bankruptcy Considerations – Resources to evaluate legal debt relief options.
SDS has existing partnerships to support some of these referrals, but we also recognize that many agencies have their own trusted referral networks. If you would like to customize the private loan referral options for your clients, you can enter your own referral sources within SDS.
To explore setting up private loan referral sources for your account, please email Jennifer Duran.
This update ensures that every borrower—whether they have federal, private, or both types of loans—has access to meaningful solutions. By integrating private loan resources, SDS continues to expand its capabilities, allowing you to provide even greater support to the clients you serve.