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How Defunding the Department of Education Could Impact Your Loans
Lately, there’s been a lot of buzz about defunding the U.S. Department of Education (ED), and if you have student loans, you might be...
Feb 18


Unlocking the Future of Student Loan Default: Key Takeaways from James Kvaal’s Memo
As federal student loan borrowers navigate the post-pandemic repayment landscape, a recent memo from James Kvaal, former Under Secretary...
Feb 18


Student Loans 101: Why Your Loan Type Matters
Did you know there are dozens of different types of federal student loans? Understanding what type of loan you have is crucial for making...
Feb 18


How Can I Tell if My Student Loan is Public or Private?
The current total of outstanding student loan debt is nearly 1.8 trillion dollars. Approximately 92% of that debt is Federal while less...
Feb 17


State of Student Loan Policy: What’s Going On and What Borrowers Should Know
In recent months, there have been significant developments in student loan policies that may impact your repayment strategy. Here's a...
Jan 22


Maximize Your SDS Experience: Expert Guidance and Action Plans Now Available
SDS is committed to continuous improvement, always seeking new ways to help more users unlock the full benefits of our platform. To...
Jan 21


Navigating Student Loan Repayment in 2025
As we welcome a new year, it’s the perfect time to reflect on financial priorities and set meaningful goals. For student loan borrowers,...
Jan 21


The Calculator Tool – Your Guide to Long-Term Loan Management
One of the most powerful resources SDS offers is the Calculator Tool, designed to empower borrowers with a comprehensive understanding of...
Jan 20


When will I need to recertify my income for my student loan repayment plan?
The timing of income recertification for Income-Driven Repayment (IDR) plans depends on your specific plan and recent developments in...
Jan 20


New Year, New You: How Managing Student Loans Can Jumpstart Your 2025 Goals
As we step into a new year, it’s a great time to set financial goals that align with your dreams. Whether you’re saving for a home,...
Dec 16, 2024


How Do I Confirm My Loans are Forgiven?
If you’ve been working toward federal student loan forgiveness, you may be wondering how to confirm that your loans have officially been...
Dec 13, 2024


Expert Support When You Need it Most
At Student Debt Solutions (SDS), we know that every borrower’s journey is unique. For some, navigating repayment plans and forgiveness...
Dec 13, 2024


Donald Trump is Elected: What His Presidency Means for Your Student Loans
With President Donald Trump back in office, student loan borrowers are looking at how his administration might shape repayment policies....
Nov 12, 2024


6 Smart Strategies to Keep your Student Loan Payments on Track this Holiday Season
The holiday season is a time of celebration, but it can also add financial pressure, especially for those managing student loan payments....
Nov 12, 2024


Revise Your Plan with SDS
If you’re unsure about your current plan or want to explore how different scenarios might impact your repayment options and program...
Nov 11, 2024


Can I Change My Repayment Plan?
Absolutely! You have the flexibility to change your repayment plan as often as you like, even monthly if needed. While frequent changes...
Nov 11, 2024


The Latest Forgiveness Efforts: What You Should Know
In 2023, the Department of Education initiated a negotiated rulemaking process aimed at providing relief for student loan borrowers. This...
Oct 15, 2024


Understanding the Impact of the Payment Pause on Borrower Repayment Practices
The Government Accounting Organization (GAO) recently released a study* on borrower repayment practices after the payment pause as a...
Oct 14, 2024


I Can’t Afford My Student Loan Payments—What Should I Do?
If you’re struggling to afford your student loan payments, you're not alone. Since the pandemic, the average student loan payment has...
Oct 14, 2024


What's up with the SAVE program?
The status of the SAVE repayment plan and what it means for you.
Sep 13, 2024
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