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Under the new rules , Income Based Repayment (IBR) can dramatically reduce payments for Parent PLUS borrowers who consolidate. The...

Though student loan discharges in bankruptcy have historically been rare, a shift is underway. The Department of Justice and Department...

As we hit the midpoint of 2025, several important developments are shaping the student loan landscape—and borrowers need to stay alert....

One thing that sets SDS apart is that borrowers can explore all their repayment options completely free—no upfront cost to see what they...

As we reach the halfway point of the year, it's the perfect time to pause, reflect, and take stock of where you stand in your student...

At SDS, we regularly analyze user data to improve our tools, better understand borrower needs, and help future users know what to expect....

Graduating from college is a moment to celebrate—but it also marks the beginning of a new financial reality for many students: student...

Graduation means more than just tossing a cap in the air—it’s the beginning of your repayment journey. And the key to navigating that...

Great question—and you're already ahead by thinking about this now. After graduation, you have six months before payments begin. Here...

Over 40 million Americans are carrying student loan debt, and it’s easy to feel like you're facing this challenge alone. Yet, countless...

What Is an SDS Action Plan? The Student Debt Solutions (SDS) Action Plan is a personalized strategy created based on the borrower’s...

As tax season approaches, many student loan borrowers may not realize how their tax filing choices can impact their repayment options....

Tax season can be a stressful time, especially for student loan borrowers looking to optimize their financial situation. While student...

Yes, if you have defaulted on your federal student loans, the government can intercept your tax refund through the Treasury Offset...

March 5, 2025 – We want to keep you informed about critical changes affecting income-driven repayment (IDR) plans and loan consolidation...

February 26, 2025 – We want to provide you with critical updates regarding recent developments affecting federal student loan repayment...

In recent months, there have been significant developments in student loan policies that may impact your repayment strategy. Here's a...

As we welcome a new year, it’s the perfect time to reflect on financial priorities and set meaningful goals. For student loan borrowers,...

One of the most powerful resources SDS offers is the Calculator Tool, designed to empower borrowers with a comprehensive understanding of...

The timing of income recertification for Income-Driven Repayment (IDR) plans depends on your specific plan and recent developments in...