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It’s hard to believe, but it’s been a full year since we started sending our first newsletter, SDS Advisor. Every month, our goal has...

In about 15 minutes, an SDS session provides a free, personalized recommendation tailored to your goals—whether that’s lowering your...

Even highly educated borrowers, like a Harvard graduate and Notre Dame professor I once worked with, have told me that navigating student...

Recent legislative changes have created a major opportunity for Parent PLUS loan borrowers — one that could lead to significantly lower...

Consolidation is the process of combining one or more federal student loans into a single new Direct Consolidation Loan through the U.S....

Managing student loans can feel overwhelming, but Student Debt Solutions (SDS) makes it easier by automating key steps—like importing...

Under the new rules , Income Based Repayment (IBR) can dramatically reduce payments for Parent PLUS borrowers who consolidate. The...

The National Student Loan Data System (NSLDS) is a comprehensive database maintained by the U.S. Department of Education containing...

On July 3, 2025, Congress passed the “One Big Beautiful Bill”, a sweeping piece of legislation that included significant updates to...

For decades, borrowers have heard that student loans are almost impossible to discharge in bankruptcy. While it’s never been easy,...

Though student loan discharges in bankruptcy have historically been rare, a shift is underway. The Department of Justice and Department...

The economy has been tough on families across the country—and it shows. Personal bankruptcies are up 13–14% over the past year, and...

One thing that sets SDS apart is that borrowers can explore all their repayment options completely free—no upfront cost to see what they...

As we reach the halfway point of the year, it's the perfect time to pause, reflect, and take stock of where you stand in your student...

This month’s question is one we hear all the time —and for good reason: What makes a borrower eligible for forgiveness? Do I qualify? The...

As of May 5, 2025, the U.S. Department of Education has officially resumed full-scale collections on defaulted federal student loans....

Graduating from college is a moment to celebrate—but it also marks the beginning of a new financial reality for many students: student...

Once you’ve reviewed your repayment options and chosen a strategy that fits your financial goals, the next step is putting that plan into...

Graduation means more than just tossing a cap in the air—it’s the beginning of your repayment journey. And the key to navigating that...

There’s been a lot of buzz recently about Public Service Loan Forgiveness. A new executive order signed on March 7 by the Trump...